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To get there, drivers must cross a two-lane drawbridge from the much smaller island of Matlacha, which is linked to the mainland by a short causeway. Pine Island is quiet, flat and practically empty.

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Matlacha Shores is a suburban neighborhood (based on population density) located in Cape Coral, Florida. This is a coastal neighborhood (i.e., is on the ocean, a bay, or inlet). Matlacha Shores real estate is primarily made up of medium sized (three or four bedroom) to large (four, five or more bedroom) single-family homes and mobile homes.

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How To Use Matlacha, Lee County, Florida Mortgage Calculator? Enter Home Price: The total sale price of a property negotiated between seller and buyer. Enter Down Payment: The funds you put upfront to get a home loan. This amount can vary from $0 for VA loans, 3.5% for FHA Loans and 20% for conforming mortgages.